OnlyFans Earnings Calculator — what creators actually take home in 2026.

Enter your sub price, subscriber count, optional PPV and tip revenue, agency fee, and country. The calculator applies the documented 80/20 platform split, your agency's cut, and an estimated tax rate to show you take-home earnings monthly and annually — plus how that compares to the mean and top-1% creator.

How the calculator works

The math is documented and reproducible:

1. Gross monthly revenue = (subscription price × subscribers) + PPV revenue + tip revenue.
2. OnlyFans platform fee = 20% of gross. The 80/20 creator/platform split is unchanged since the platform's launch in 2016 per Fenix International's published terms.
3. Agency fee = your selected percentage applied to your 80% (the post-platform amount). Set to 0% if you self-manage.
4. Estimated tax = your country's blended-rate estimate applied to the post-agency amount. Tax estimates are rough; consult a professional for actual filing.
5. Monthly take-home = gross − platform fee − agency fee − tax.

What this calculator deliberately does not include

• Production costs. Equipment, props, photographer/editor fees, costumes — all real expenses for serious creators, none included here.
• Tax deductions. Self-employed creators can deduct production costs, home office, equipment, etc. The tax estimate above is gross-rate only.
• Variable PPV / tip patterns. Real PPV revenue varies month-to-month with content drops and seasonality. The number you enter is treated as a steady-state.
• Currency conversion. All figures USD. International creators receive payouts converted at platform-side rates.
• Cross-platform earnings. If you also operate on Fansly, JustFor.Fans, or other platforms, those revenue streams are not included.

Honest context for the comparison numbers

The "Mean OnlyFans creator" figure ($1,570/year) is mathematically $5.80B in 2024 creator payouts divided by 4.634M creator accounts. It is misleading because the distribution is heavily power-law: the median is far below the mean, and the top 0.1% capture a disproportionate share. If your annual take-home lands above the mean but below the top-1% threshold, that puts you in the meaningful working-creator middle — an underserved category that gets less press attention than the celebrity-tier outliers but represents the platform's actual sustainable creator base. Full distribution analysis at /blog/state-of-onlyfans-2026.